Here's a New Twist

Tad Elvisnor has a prescription for Carac cream. It isn't cheap. On his insurance the co-pay is $80, which isn't a lot considering the cash price is about $4,000.

He comes to pick up the medication. Flynn, our lead tech, explains all this to him. We're thinking he'll see that the $80 is a bargain considering the prices. And for once we're getting a decent reimbursement from his insurance.

Elvisnor declines to pick up the medication. He says his doctor can order the medication directly from the manufacturer and his price with the doc is only $3,900.

Flynn does a double take. What? Nope, he heard correctly, Tad Elvisnor is going to pay $3,900 out of pocket to his doctor. Why? In his words, "I'd like to save my insurance company some money."

Now there's a new one for you.