Tuesday, February 7, 2017

The Truth About Prescription Discount Cards

Suppose you go down to the grocery store and load your cart full of groceries. You have $200 worth of groceries in your cart to feed your family. You shake your head but what are you going to do? Starve your family?

A genie appears out of nowhere holding a magic card. "I can save you up to 80% on your groceries," he says. 

Wow! You can't believe it! But what's the catch, you ask?

"No catch," he says. "The companies that make these groceries pay me for you to use this card. It's like Facebook, my friend. Facebook is FREE for you to use, right?"

Well, yeah, Facebook is free! And everyone likes something that's FREE, right?

Now imagine if there was the same kind of card for prescriptions! Imagine you didn't have prescription insurance and you need an expensive medication. The genie appears with a discount card that's FREE to you. Free is good, right?

Oh, my friend, nothing is free. I'm sorry, nothing is free. No matter where you are, you just have to realize that everything costs somebody, somewhere, and nothing is free.

The actual cost, in this case, is your personal, private information, just like with Facebook. When you use Facebook, YOU give Facebook permission to know EVERYTHING about you. Every time you hit the <LIKE> button your personal preference becomes data, and companies pay big money for that data. The reason Facebook is FREE to you is because YOU are the product...

What you like and don't like on Facebook is certainly your personal business, but your private, personal medication history is so much more private, wouldn't you say? Do you really want companies to know what medications your taking so they can market products directly to you based on your medication history? Seriously... think about it. 

And yet, YOUR PRIVACY is a data GOLD MINE that companies will pay dearly to get ahold of. When you let GoodRx or any of the other discount cards take a little off your medication (which usually is NOT 80% in most cases like they advertise) you're letting them have FULL ACCESS to the fact that you're taking a particular medication.

Barbara Duck of The Medical Quack has reported on this privacy invasion. I invite you to read her blog report on this very issue. The rabbit hole is deeper than you can possibly imagine.

Take a look here: LINK

Todd Pendergraft, a pharmacist, explains how these discount cards work in great detail HERE or watch the video below.

Have a look and rethink your usage of these cards.


Anonymous said...

And yet, the same person that'll toss that card onto the counter (yes, toss, not hand over like a normal human being) then, while not making eye contact, will refuse to provide 'private, personal information' like a DOB or an address claiming that we, in the pharmacy, are out to steal their identity.

On days that my rock-bottom expectations are shattered with some new form of stupidity, I just shake my head, put on a fake smile and just provide 'exceptional customer service' like my corporate overlords demand.

Kristi said...

You lost me when you said the discount received from insurance would be greater than with the card. Sometimes the GoodRX site doesn't give me any greater discount than the insurance price. Sometimes it's a $200 difference in GoodRX's favor. Then I choose not to use insurance and get my discount through GoodRX.

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